BPI Direct Auto Loan

Get a LOWER RATE on your Auto Loan.

BPI Direct has made buying your dream car easier and affordable.  Here’s why:


·         Loan Purpose: You can use your BPI Direct Auto Loan to buy a brand new car, an Asian Utility Vehicle (AUV), a Light Commercial Vehicle (LCV) or selected brands of used passenger cars not more than 5 years old.

·         Loan Amount: Enjoy up to 80% of the suggested retail price for brand new vehicles and up to 70% of appraised value of second hand vehicles.  Minimum loanable amount is Php 100,000.

·         Loan Term: You can choose from 12 months up to 60 months

·         Interest Rate: BPI Direct offers very competitive rates, one of the lowest in the market. 

 > View current interest rates

·         Payment Convenience: You can enroll in our Automatic Debit Arrangement (ADA) so your monthly amortization will be automatically debited from your deposit account.

·         Timely Response: Once BPI Direct receives the complete information needed from you, you will receive feedback within 24 hours for Metro Manila-based and 72 hours for applicants outside of Metro Manila.


Eligibility Criteria: If you have been employed or in business for at least 2 years with a minimum gross monthly income of Php 40,000, you are qualified to apply for a BPI Direct Auto Loan.  

Pre-Processing Requirements: Filled-Out Application Form,
apply now.



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Easy way to save

Transfer money automatically from your linked account like your Express Teller Savings to BPI Direct Save-Up. Just nominate the amount and frequency of transfer.