BPI Direct Time Deposits

Do you want your money to earn more than what it is earning now?  It is very easy.   BPI Direct Time Deposit is a   risk-free outlet for your hard-earned money.  It is a great alternative to savings accounts when you are looking for higher yields.  It earns higher interest rates as compared to a regular savings account.


With BPI Direct Savings Bank, you can open a Time Deposit anytime, online.  Confirmation of your placement will be sent to you via your registered email - it is that easy!

·          Open a TD account for as low as Php 1,000.       

·          Choose among the available terms -- 35, 63, 91,182 and 364 days

·          Roll-over your placement automatically at the current market rate.*

·          Choose between two interest payment options:

Ø       Credit interest to your deposit account at the end of the term, or

Ø       Add the interest back to your principal

·          Open an account anytime -- online.  Available only to clients who have individual BPI, BPI Family Savings Bank, or BPI Direct Peso savings or checking account enrolled in BPI Express Online.                                             


* Time Deposit placements will renew automatically at maturity unless we receive a written notice from you on your intention not to renew.




Open an Account Now!

View Time Deposit Rates

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Easy way to save

Transfer money automatically from your linked account like your Express Teller Savings to BPI Direct Save-Up. Just nominate the amount and frequency of transfer.